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MassHousing offers a number of loan programs for first-time homebuyers and existing homeowners. To learn more about our first and subordinate mortgages, click the links below.

Down Payment Assistance - New and Improved!

MassHousing has expanded its Downpayment Assistance Program to serve more Massachusetts homebuyers! The new and improved DPA program features higher Increased income limits in Boston and Gateway Cities and loan amounts of up to 5% of the purchase price or $15,000!

First Mortgages

MassHousing offers several mortgage products for homebuyers and homeowners:
Subordinate Mortgages

MassHousing's programs aren't just for first-time home buyers. These three programs are designed to help existing home owners improve and maintain their properties:

Mortgage Insurance Fund (MIF)

MassHousing’s Mortgage Insurance Fund continues to innovate mortgage insurance: