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MassHousing offers a number of loan programs for first-time homebuyers and existing homeowners. To learn more about our first and subordinate mortgages, click the links below.

Down Payment Assistance - New and Improved!

MassHousing's Downpayment Assistance Program is better than ever! Down payment assistance of up to $25,000 is now available to homebuyers in Boston and the Gateway Cities, and up to $15,000 in all Massachusetts communities!

Subordinate Mortgages

MassHousing's programs aren't just for first-time homebuyers. These three programs are designed to help existing homeowners improve and maintain their properties:

Mortgage Insurance Fund (MIF)

MassHousing's Mortgage Insurance Fund continues to innovate mortgage insurance: