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Mortgage Insurance Fund (MIF)

Mortgage Insurance Enhancements - Effective September 3, 2019

To better serve low and moderate income homebuyers, and in response to recent changes made by FNMA and FHLMC, MassHousing Mortgage Insurance has updated the MI Only Underwriting Matrix. This includes an updated premium rate sheet and income limits.

 MIF Income & Loan Limits
Document  MIPLUS Income Limits for Standard and Discounted Premiums
 MIF Underwriting Grid
Document  MI Only Underwriting Grid
 MIF Rates
Document  Standard & Discounted MI Premium Rate Schedule
 MassHousing Seller Guide, Section 3.9 for MI Guidelines
Web Link  MIF Servicing Guidelines
 Condo Exposure List
Document  Condominium Projects: Exposure Limits
 MIF Claim Form & Instructions
Document  MIF Claim Form
Document  MIF Claim Form Instructions
Document  Mortgage Payment Protection Benefits Application
Document  Mortgage Payment Protection Borrower Disclosure and Claim Procedu...
 MI Product & Feature Brochures
Document  MIPlus Program Brochure
Community Page  Products (Home for the Brave)
 Training Corner
Document  How to Order MI