MassHousing Mortgage 100

A MassHousing Mortgage 100 may be used by first-time homebuyers* for the purchase of a single-family home, condominium or PUD, with an option for renovation. Borrowers earning ≤100% of AMI receive discounted mortgage insurance (No MI Option also available) and may be eligible for MassHousing Down Payment Assistance.

*You do not have to be a first-time homebuyer if you are purchasing a home in Boston, Chelsea, Cambridge, Everett, Fall River, Lawrence, Lynn, North Adams and Somerville.

 MassHousing Loan Docs
Document  Down Payment Assistance from MassHousing
Document  Form #L-101 - MassHousing Income and Mortgage Loan Limits
Document  MassHousing Mortgage Brochure
Document  MassHousing Product Summary for Homebuyers
Document  MassHousing Underwriting Grid