MassHousing Mortgage

Eligible borrowers earning ≤135% of area median income (AMI) may use a MassHousing Mortgage, a 30-year, fixed rate loan, for the purchase or refinance of a condominium or one-to-four family property with an option for renovation.

Borrowers benefit from flexible underwriting; low down payments; conventional mortgage insurance rates; and quick processing.

 MassHousing Loan Docs
Document  Down Payment Assistance from MassHousing
Document  Form #L-101 - MassHousing Income and Mortgage Loan Limits
Document  MassHousing Mortgage Brochure
Document  MassHousing Product Summary for Homebuyers
Document  MassHousing Underwriting Grid