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MI Plus Update

Borrowers with active mortgage insurance policies, who have lost their job and are collecting unemployment, may be eligible for MIPlus. We have temporarily expanded eligibility

  • No waiting period: Waived the eligibility requirement which states borrowers must have made at least six (6) months of regularly scheduled mortgage payments prior to utilizing the benefit
  • Extended MIPlus Eligibility Window: We extended eligibility to include loans that are beyond the 10-year window. Policies must in force and have MIPlus

Please find the online application here. If you have questions, please email MIOperations@masshousing.com.

Mortgage Insurance Fund (MIF) Servicing

 Mortgage Insurance Fund Bulletins
Web Link  November 2021: MI Median FICO Score
Web Link  March 2021: Mortgage Insurance Fund LLRA Update
Web Link  October 2020: Mortgage Insurance Only Quality Control Bulletin
Web Link  June 2020: Mortgage Insurance Only Covid-19 Servicing Bulletin
 MIPlus Benefits Application
Web Link  Online MIPlus Benefits Application
 Mortgage Insurance Servicing Guide, AllRegs Section 9
Web Link  MIF Servicing Guidelines
 Condo Exposure List
Web Link  Condominium Projects: Exposure Limits
 MIF Claim Form & Instructions
Document  MIF Claim Form
Document  MIF Claim Form Instructions