Welcome to eMassHousing! Here, our lenders can find everything they need to do business with MassHousing.

Home Ownership Product and Program Information

• Seller Guide
• Seller Guide e-Alerts Process
• Marketing Materials
• Product Descriptions
• First Mortgage and MIF Forms
• Home Improvement Forms
• Get The Lead Out Forms
  • Simplified Debt-to-Income Worksheet (MS-Word)
  • Simplified Debt-to-Income Worksheet (MS-Excel)
• Septic Repair Forms
• 40B Home Buyer Closing Documents

Mortgage Insurance (MIF)

• How to order MI
• MI Premium Rate Schedule
• MI Discounted Rate Schedule (for borrowers earning 80% or less of AMI)
• MIPLUS Income Limits for Standard and Discounted Premiums
• First Mortgage and MIF Forms

Lender Resources and Information

• QA Newsletter: June 2016 | February 2016
• Annual Recertification Process
• TRID: MassHousing Best Practices
  • TRID Top Ten (updated Q08-B&C 06/01/2016)
  • TRID Frequently Asked Questions(updated 6/1/2016)
• Information & Requirements for Becoming a MassHousing Lender
  • Information for Becoming a MassHousing Mortgage Insurance Lender
  • Information for Becoming a MassHousing Get the Lead Out, Septic Repair Loan or Home Improvement Loan Lender
• Bailee Agreement
• Price Guaranty Policy
• Homeowners Protection Act PMI Disclosure Requirements and PMI Finance Charge Calculation
• First Look
  • Underwriting Review Form (updated 8/2016)
  • Frequently Asked Questions
• Lender Training Calendar
• MassHousing Portal Administrator/User Changes Instructions
• Participating Non-Profits
• MassHousing Holiday Schedule

Fannie Mae

• FNMA Single-Family Home Page
• FNMA Live Web Seminars

Home Ownership Mortgage Servicing

• Subordination Policy Disclosure and Application (DU Refi Plus)
• Subordination Policy Disclosure and Application (Standard)